If you are ordering goods to the value of £200 or more you can spread the cost with a choice between two Hitachi Finance deals, no deposit required. (Subject to status. Terms and conditions apply.)
If you can repay the full amount borrowed within 12 months the best option is buy now pay later - the only charge is a £29 settlement fee. (However you must pay in full and within the 12 months, or the agreement automatically runs into a 4 year interest bearing period* where interest is charged from the original contract date.)
If you are unlikely to clear the account within a year, it may be better to consider a fully interest bearing agreement. You will start repaying the loan immediately, but the interest rates are usually lower*. You can choose to repay over 2 years, 3 years or 4 years. The longer the contract, the more interest you will pay.
*If you would like to know the current APR rates or have any other questions before applying, please ask us for details or visit https://www.hitachicapital.co.uk.
To apply for finance, once you have chosen your goods select the 'apply for finance' option in the basket.
Then please enter which finance option you wish to take - Buy now pay later OR interest bearing with how many years in the "comments" section as pictured below;
We will email you (during office hours) with a link to Hitachi Finance to read the full terms, conditions and rates and apply in your own time. You do not have to proceed and if you wish to change options just ask for a new link to be sent giving the term you would like. Email links remain active for about 10 days so you can go back to your first choice if you prefer. If you decide to make payment by another method, just let us know.
A finance agreement is a legal contract and you should should carefully consider affordability, and give accurate information in your application.
Hyland's are a broker not the lender; finance is provided by Hitachi Capital Consumer Finance. We do not compare or offer financial products from other providers. Hyland's do not receive any commission or incentive from Hitachi for deferred interest agreements. We receive a small fixed sum for interest bearing contracts. We have no other ties to Hitachi finance and our sales staff receive no commission. Hyland's have no involvement in the terms, conditions, procedures, charges or penalties which Hitachi may impose and your finance agreement is directly with them.