If you are ordering goods to the value of £200 or more you can spread the cost with buy now pay later or low rate finance deals deals available, no deposit required*
If you intend to pay the full cash amount back within 12 months the best option is buy now pay later where as long as you do pay it back within the 12 months the only fee is a £29 settlement fee, however if you go over you enter into a 4 year contract at a higher rate of interest.
Your other option is interest bearing but at a low rate of interest and you will start repaying the loan from month 1 straight away, you can choose to repay over 2 years, 3 years or 4 years.
To apply for finance once you have chosen your goods select the 'apply for finance' option in the basket.
Then please enter which finance option you wish to take - Buy now pay later OR interest bearing with how many years in the comments section pictuerd below.
We will then email you a link (during office hours) to apply from the comfort of your own home, you don't have to proceed and if you wish to change your mind please just ask for a new link to be sent and the term you would like to see next as an alternative, email links remain active for about 10 days so you can go back to your first choice again if you prefer.
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You can apply in store - with our help if you prefer.
*Credit subject to status, terms and conditions apply, Hylands are a broker not the lender, finance is provided by Hitachi finance - if you would like to know the current APR rates or have any other questions please ask us for details or see https://www.hitachicapital.co.uk